028_BHC1109_ufig1   In the Wall Street Journal this week, it was an article explaining how insurance companies are now rewarded its insurers for participating in fitness classes and meeting physical health goals. Once again, it shows that in more ways than one it really does pay to be in shape. By committing to at least 15 to 30 minutes of exercise per day it will not only reduce your insurance premiums but it will also keep more money in your coffers. And, that’s HealthWealth, Inc! In my last entry I mentioned the financial terms “inflation” and “purchasing power of money”. In its most simplest definition, inflation is the increase of the prices of goods and services. Since the early 20th century and the enactment of the Federal Reserve System in 1913, the central banking authorities in this country have followed a monetary policy of gradually increasing prices. In fact, their objective is to sustain a certain amount of inflation and unemployment. What does inflation do to your savings? When prices are continually increasing every year, the value of your money decreases. Meaning, that if you put $100 under your mattress on April 16, 2015, the costs of your favorite sneakers is $100. When you come back one year later on April 16, 2016, the cost of those same sneakers is now $102. Therefore, prices have increased 2%, and your $100 is now only worth $98 in spending power. Purchasing power is the ability that your money has to purchase items. Just as in the example above, even though you may have 100 one dollar bills in your possession today, next year you will have to spend 102 one dollar bills to get the same item that you were able to purchase one year before. So, we cannot become engrossed with the “numerical value” of paper currency in our possession but focus on the “purchasing power” of the monetary denominations in our pockets. Therefore, it is not enough just to save money, but we must save and invest our money into avenues that will beat out the annual inflation. Remember, money is currency, and currency is something that has to flow like a current of water; hence, cash flow. With investing, you want to put your money where it can work for you the most and bring the most profit. Where do we begin? Next entry… HealthWealth, Inc. Halim A. Flowers

Halim Flowers
Halim Flowers
DOB- 09-01-80
Washington, D.C.
30 years to life
Contact Information-
Halim Flowers
Federal Correctional Institution Gilmer
P.O. Box 6000
Glennville, West Virginia 26351

My name is Halim Flowers and I am an author, poet, blogger(CriminalU.co), and at-risk youth advocate. I have been incarcerated for 18 years, since I was 16 years of age for aiding and abetting a felony murder in a case where I was not the shooter and the person charged as the gunman had his case dismissed and was never tried for this offense. I know it sounds crazy but it is my destiny for now and I embrace. My passion in life is learning and helping to enlighten and inspire others, especially helping to develop the character and lives of young men. I was featured in an Emmy award winning documentary about my experiences as a child at the adult D.C. Jail titled "Thug Life In DC"(See Thug Life In DC at YouTube) and I have authored nine books in the genres of self-help, prisoner reform, juvenile justice, memoir, and poetry(See Halim Flowers at Amazon.com). I very contrite for my past criminal offenses and seriously committed to helping our youth to understand "Victim's Impact" and breaking the "school-to-prison pipeline".